<h2>living your retirement abroad</h2>&NewLine;<h2>It is possible to receive your retirement pension even if you no longer live in France&period; However, it is important to choose the right country of exile to avoid double taxation&period;</h2>&NewLine;<p><strong>Going abroad to live your retirement</strong></p>&NewLine;<p>The French are increasingly attracted by the prospect of living abroad. <a href="https://www.retraite.com/calcul-retraite/age-retraite/" target="_blank" rel="noopener noreferrer"><strong><u>retirement</u></strong></a>&period; <strong>Portugal</strong>Spain and Morocco are among the most popular destinations for senior citizens looking for a better quality of life. Nearly 1&comma;3 million retirees have settled elsewhere&comma; in Europe and around the world&period;</p>&NewLine;<p>Living from your <a href="https://www.retraite.com/calcul-retraite/pension-de-retraite/" target="_blank" rel="noopener noreferrer"><strong><u>retirement pension</u></strong></a> in another country undoubtedly provides a real advantage&period; However&comma; it is important to ensure that the latter has passed a <a href="https://vivreauportugalconsulting.com/regime-fiscal-du-resident-non-habituel/" target="_blank" rel="noopener"><strong>tax treaty</strong></a> with France&period; Indeed&comma; for the financial aspect to be truly attractive&comma; it is imperative to avoid a <strong>double taxation</strong>&period;</p>&NewLine;<h4><strong>No tax treaty &colon; what to expect &quest;</strong></h4>&NewLine;<p>Host countries offer many tax advantages to French expatriates&period; This advantageous taxation is not, however, attractive&period; In the absence of a <strong>tax treaty</strong> with France&period; This agreement makes it possible to avoid a <strong>double taxation</strong>&period; In France&comma; from January 2019&comma; the <strong>retirement pensions</strong> will be taxed in three brackets of 0&percnt;&comma; 12&percnt; and 20&percnt;&period; To this taxation could therefore be added the percentage deducted by the tax authorities of the future country of residence in the absence of a&period agreement;</p>&NewLine;<p>It is important to note that the <strong>retirement pension</strong> of a French national living abroad is exempt from social security contributions such as CSG and CRDS&period; The taxpayer must, however, pay health insurance contributions&comma; maternity&comma; disability or death&period;</p>&NewLine;<h4>Tax treaty</h4>&NewLine;<p>The <strong>tax treaty&comma;</strong> determines the tax regime applied to the income of retirees living abroad&period; The presence of this tax regime can turn certain countries into tax havens&period; For French people looking for a new environment&period; It defines where and how the <strong>retirement pensions</strong> are taxed&period; Taxpayers can thus benefit from the tax system of their country of exile if this is the content of the treaty signed with France&period; In addition&comma; taxation differs according to the organizations at the origin of alimony payments &lpar;social security&comma; private organization or public institution&rpar;&period;<strong> <a href="https://vivreauportugalconsulting.com/regime-fiscal-du-resident-non-habituel/">In Portugal&comma; for example&comma; a 10-year exemption is granted for the pensions of private sector pensioners if they are non-habitual residents and reside in the country for more than 183 days a year&period;</a></strong></p>&NewLine;<p>In addition&comma; if an agreement exists between France and a foreign country&period; The provisions defined in the agreement have&comma; in principle&comma; more weight than the provisions of French domestic law&period; Thus&comma; if an expatriate retiree benefits from the tax system of his country of residence&comma; his <strong>tax domicile</strong> is no longer in France&period;</p>&NewLine;<p>In short&comma; once the decision has been taken to leave France for a peaceful retirement abroad&period; it is essential to inform the pension fund which has liquidated the pension&period; The Caisse nationale d'assurance vieillesse &lpar;CNAV&rpar; must also be notified&period;</p>&NewLine;<p><a href="https://www.retraite.com/partenariat-lobs/simulation/" target="_blank" rel="noopener">SOURCE</a></p>&NewLine;
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