RETIREMENT ABROAD, CHOOSING THE RIGHT COUNTRY OF EXILE

&amp;NewLine;<h1 class&equals;"wp-block-heading">RETIREMENT IN A FOREIGN COUNTRY&amp;WELL CHOOSING THE COUNTRY OF EXILE<&sol;h1>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>It is possible to receive your retirement pension even if you no longer live in France&amp;period; However, it is important to choose the right country of exile&amp;comma; in order to&amp;rsquo&amp;semi;avoid double taxation&amp;period; <&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<h2 class&equals;"wp-block-heading">Retirement living abroad<&sol;h2>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>The French are increasingly attracted by the prospect of living abroad when they reach the age of <a href&equals;"https&colon;&sol;&sol;vivreauportugalconsulting&period;com&sol;les-francais-de-plus-en-plus-present-au-portugal&sol;" target&equals;"&lowbar;blank" rel&equals;"noreferrer noopener"><strong>retirement<&sol;strong><&sol;a>&amp;period; <strong>Portugal<&sol;strong>Spain and Morocco are among the most popular destinations for seniors looking for a better quality of life&amp;period; Nearly 1&amp;comma;3 million retirees have settled elsewhere&amp;comma; in Europe and around the world&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>Living from your <a href&equals;"https&colon;&sol;&sol;vivreauportugalconsulting&period;com&sol;regime-fiscal-du-resident-non-habituel&sol;" target&equals;"&lowbar;blank" rel&equals;"noreferrer noopener"><strong>retirement pension<&sol;strong><&sol;a> in another country undoubtedly provides a real advantage&amp;period; However&amp;comma; it is important to ensure that the latter has passed a <strong>tax treaty<&sol;strong> with France&amp;period; Indeed&amp;comma; for the financial aspect to be really attractive&amp;period; It is imperative to avoid a <strong>double taxation<&sol;strong>&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<h2 class&equals;"wp-block-heading"><strong>Tax treaty <&sol;strong><&sol;h2>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p><a href&equals;"https&colon;&sol;&sol;vivreauportugalconsulting&period;com&sol;faq-statut-de-rnh-portgual&sol;">Many tax advantages<&sol;a> are granted by host countries to French expatriates&amp;period; This advantageous taxation is not interesting, however, in the absence of a <strong>tax treaty<&sol;strong> with France&amp;period; In fact&amp;comma; this agreement makes it possible to avoid a <strong>double taxation<&sol;strong>&amp;period; In France&amp;comma; from January 2019&amp;period; Les <strong>retirement pensions<&sol;strong> will be taxed in three brackets of 0&amp;percnt;&amp;comma; 12&amp;percnt; and 20&amp;percnt;&amp;period; To this taxation could therefore be added the percentage deducted by the tax authorities of the future country of residence in the absence of a&amp;period agreement;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>It is important to note that the <strong>retirement pension<&sol;strong> of a French national domiciled abroad&amp;period; Is <strong>exempt from social security contributions such as CSG and CRDS<&sol;strong>The taxpayer must, however, pay health, maternity, disability and death insurance contributions;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>The <strong>tax treaty<&sol;strong> determines the tax regime applied to the income of retirees living abroad&amp;period; The presence of the latter can make certain countries a tax haven for French nationals in search of a new environment&amp;period; It defines where and how retirees can claim their income tax. <strong>retirement pensions<&sol;strong> are taxed&amp;period; Taxpayers can thus benefit from the tax regime of their countries of exile&amp;period; If this is the content of the treaty signed with France&amp;period; Furthermore&amp;comma; taxation differs according to the organizations at the origin of the alimony payments &amp;lpar;social security&amp;comma; private organization or public institution&amp;rpar;&amp;period; In Portugal&amp;comma; for example&amp;comma; a 10-year exemption is granted for the pensions of private-sector pensioners if they are non-habitual residents and reside in the country for more than 183 days a year&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<h2 class&equals;"wp-block-heading">No tax treaty <&sol;h2>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>In addition&amp;comma; if a treaty exists between France and a foreign country&amp;comma; the provisions defined therein have&amp;comma; in principle&amp;comma; more weight than the provisions of French domestic law&amp;period; Thus&amp;comma; if an expatriate pensioner benefits from the tax system of his country of residence&amp;comma; his <strong>tax domicile<&sol;strong> is no longer in France&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>In short&amp;comma; once the decision has been taken to leave France for a peaceful retirement abroad&amp;comma; it is essential to inform the pension fund which has liquidated the pension&amp;period; The Caisse nationale d'assurance vieillesse &amp;lpar;CNAV&amp;rpar; must also be informed&amp;period;<&sol;p>&amp;NewLine;