RETIRE TO PORTUGAL

&amp;NewLine;<h2 class&equals;"wp-block-heading">RETIREMENT IN PORTUGAL&amp;comma; A COMPLEX TAX FRAMEWORK <&sol;h2>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p><strong>The rules depend on the type of income, the existence of agreements with the country of residence, and the retiree's personal situation;<&sol;strong><&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>Spending your retirement in Portugal has been very popular in recent years&amp;period; It concerns around 1&amp;comma;3 million French people&amp;period; The main idea is generally to return to one's country of origin&amp;period; But taxation can also be an argument&amp;period; Some countries&amp;comma; like Portugal offer French retirees a very attractive living environment&amp;period; <&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<h3 class&equals;"wp-block-heading">No obstacle to paying your pension<&sol;h3>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>The beneficiary of a retirement pension can receive it regardless of his or her country of residence&amp;period; On this point, therefore, there are no major obstacles to a new life in Portugal&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>The only constraint is to provide an annual <a href&equals;"https&colon;&sol;&sol;vivreauportugalconsulting&period;com&sol;vers-la-fin-du-certificat-dexistence&sol;"><span style&equals;"text-decoration&colon; underline&semi;">life certificate<&sol;span><&sol;a> issued by the authority of the country of residence&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<h3 class&equals;"wp-block-heading">Resident status <&sol;h3>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>To be eligible for taxation in the host country, you need to be a tax resident of that country, which is the only condition under which any treaties can be applied. The solution is therefore to elect domicile there for more than half of the year. <a rel&equals;"noreferrer noopener" aria-label&equals;"investissement &lpar;opens in a new tab&rpar;" href&equals;"https&colon;&sol;&sol;agencelusofrancaiseimmobilier&period;com" target&equals;"&lowbar;blank"><strong><span style&equals;"text-decoration&colon; underline&semi;">investment<&sol;span><&sol;strong><&sol;a> in the country also offers additional security&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<div class&equals;"wp-block-columns has-2-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex">&amp;NewLine;<div class&equals;"wp-block-column is-layout-flow wp-block-column-is-layout-flow">&amp;NewLine;<div class&equals;"wp-block-button aligncenter"><a class&equals;"wp-block-button&lowbar;&lowbar;link has-background" href&equals;"https&colon;&sol;&sol;www&period;amazon&period;fr&sol;passer-retraite-portugal-guide-paisiblement&sol;dp&sol;1095699644&sol;ref&equals;sr&lowbar;1&lowbar;1&quest;qid&equals;1560327957&amp&semi;refinements&equals;p&lowbar;27&percnt;3ad&period;f&period;o&period;a&plus;consulting&amp&semi;s&equals;books&amp&semi;sr&equals;1-1&amp&semi;text&equals;d&period;f&period;o&period;a&plus;consulting" style&equals;"background-color&colon;&num;0e3347">Available on Amazon<&sol;a><&sol;div>&amp;NewLine;<&sol;div>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<div class&equals;"wp-block-column is-layout-flow wp-block-column-is-layout-flow">&amp;NewLine;<div class&equals;"wp-block-button aligncenter"><a class&equals;"wp-block-button&lowbar;&lowbar;link has-background" href&equals;"https&colon;&sol;&sol;www&period;amazon&period;fr&sol;devenir-propriétaire-portugal-achetez-sereinement&sol;dp&sol;1095965344&sol;ref&equals;sr&lowbar;1&lowbar;3&quest;qid&equals;1560327972&amp&semi;refinements&equals;p&lowbar;27&percnt;3ad&period;f&period;o&period;a&plus;consulting&amp&semi;s&equals;books&amp&semi;sr&equals;1-3&amp&semi;text&equals;d&period;f&period;o&period;a&plus;consulting" style&equals;"background-color&colon;&num;0e3347">Available on Amazon<&sol;a><&sol;div>&amp;NewLine;<&sol;div>&amp;NewLine;<&sol;div>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<h3 class&equals;"wp-block-heading">Taxing your pension in Portugal<&sol;h3>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>This is where things get complicated, because it all depends on the country of destination&amp;period; Without an agreement with France&amp;comma; pensions are taxable in France with a withholding tax &amp;lpar;and possibly in the host country&amp;rpar;&amp;period; <strong>Rest assured, this is not the case in Portugal&amp;period; <&sol;strong><&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>Portugal to implement in 2009&amp;comma; the <a href&equals;"https&colon;&sol;&sol;vivreauportugalconsulting&period;com&sol;regime-fiscal-resident-non-habituel&sol;"><span style&equals;"text-decoration&colon; underline&semi;"><strong>non-habitual resident status<&sol;strong><&sol;span><&sol;a>This allows French retirees or retirees from other countries to benefit from an exemption on your pension for a period of 10 years&amp;period; One of the conditions to benefit from this advantage is to have a private sector pension&amp;period; <&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p><strong>But be careful&amp;colon;<&sol;strong> Private pensions&amp;comma; such as life insurance are taxed in the country of residence&amp;period; Conversely&amp;comma; public sector pensions remain taxable in France &amp;lpar;except for certain countries if the pensioner also has the nationality of his country of residence&amp;rpar;&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<h3 class&equals;"wp-block-heading">Spending your retirement in Portugal - how will your income be taxed?<&sol;h3>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>If a retiree in Portugal continues to receive other income in France&amp;comma; for example, property income&amp;comma; this income remains taxable in France&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<h3 class&equals;"wp-block-heading">Your social security contributions<&sol;h3>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>Retirees living abroad are exempt from CSG&amp;comma; CRDS and Casa&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<h3 class&equals;"wp-block-heading">Health contributions<&sol;h3>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>For pensioners living in the EU or Switzerland&amp;comma; the rule is simple&amp;period; A contribution is deducted at source from the French pension &amp;lpar;3&amp;comma;2&amp;percnt; on the basic private pension&amp;comma; 4&amp;comma;2&amp;percnt; on the supplementary and 7&amp;comma;1&amp;percnt; for self-employed workers' schemes&amp;rpar;&amp;period; Retirees then benefit from affiliation to the scheme of their country of residence &amp;lpar;due to agreements&amp;rpar; and can also return to France for medical treatment&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p><strong>Caution&amp;colon; <&sol;strong>Article 52 of the PLFSS 2019 amends the health coverage regulations for non-resident retirees&amp;period;&amp;nbsp&amp;semi;From now on, they will have to be able to prove 15 years of&amp;rsquo&amp;semi;insurance in France&amp;period; These to benefit from health coverage for unexpected or scheduled care when they return to France&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<h3 class&equals;"wp-block-heading">A carefully considered choice<&sol;h3>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>Spending your retirement in Portugal should not be considered lightly&amp;period; Tax attractiveness can be an asset&amp;comma; but the candidate for exile must check that he meets all the conditions to benefit from it&amp;period; It is also important not to neglect other aspects such as social security coverage&amp;period;<&sol;p>&amp;NewLine;&amp;NewLine;&amp;NewLine;&amp;NewLine;<p>To avoid unpleasant surprises, it's best to prepare your application carefully&amp;comma; <b style&equals;"text-decoration&colon; underline&semi;"><strong><a rel&equals;"noreferrer noopener" aria-label&equals;"n'hésitez pas à vous rapprocher de nos fiscalistes&period; ensemble nous étudierons votre projet&period; &lpar;opens in a new tab&rpar;" href&equals;"https&colon;&sol;&sol;vivreauportugalconsulting&period;com&sol;question-fiscale-au-portugal&sol;" target&equals;"&lowbar;blank">don&amp;rsquo&amp;semi;t hesitate to contact our tax specialists&amp;period; Together we will <&sol;a><&sol;strong><&sol;b><strong><a rel&equals;"noreferrer noopener" aria-label&equals;"n'hésitez pas à vous rapprocher de nos fiscalistes&period; ensemble nous étudierons votre projet&period; &lpar;opens in a new tab&rpar;" href&equals;"https&colon;&sol;&sol;vivreauportugalconsulting&period;com&sol;question-fiscale-au-portugal&sol;" target&equals;"&lowbar;blank">study <&sol;a><&sol;strong><b style&equals;"text-decoration&colon; underline&semi;"><strong><a rel&equals;"noreferrer noopener" aria-label&equals;"n'hésitez pas à vous rapprocher de nos fiscalistes&period; ensemble nous étudierons votre projet&period; &lpar;opens in a new tab&rpar;" href&equals;"https&colon;&sol;&sol;vivreauportugalconsulting&period;com&sol;question-fiscale-au-portugal&sol;" target&equals;"&lowbar;blank"> your project<&sol;a><&sol;strong><&sol;b><strong><a rel&equals;"noreferrer noopener" aria-label&equals;"n'hésitez pas à vous rapprocher de nos fiscalistes&period; ensemble nous étudierons votre projet&period; &lpar;opens in a new tab&rpar;" href&equals;"https&colon;&sol;&sol;vivreauportugalconsulting&period;com&sol;question-fiscale-au-portugal&sol;" target&equals;"&lowbar;blank">&amp;period;<&sol;a><&sol;strong> <&sol;p>&amp;NewLine;