School insurance in Portugal is free for all pupils attending the compulsory school system. In the event of a school accident, it offers protection and support in addition to that provided by the national health system. School insurance in Portugal Let's start with a reminder of what is considered a school accident: one that occurs at school, on the way to or from school, whether the student is walking, using public transport or riding a bicycle. Everything you need to know about the right to school insurance is laid down by law in Ordinance 413/99 of ...